Equities First Holding LLC specializes in efficient securities based lending services for businesses and high net-worth individuals. EFH provide loans based on the evaluation of the risk and future performance intrinsic in stocks, bonds, and treasuries. Their approach to funding provides their clients with a lower cost of capital and superior financing terms than more conventional financing alternatives. Banks have reduced lending options for borrowers, stiffened loan qualifications and heightened interest rates.
Al Christy, Jr., Founder, and CEO of Equities First Holdings believes this kind of stock-based lending as a viable and innovative borrowing alternative for individuals pursuing venture capital. He is quoted of saying “During a typical three-year loan term, market fluctuation is inevitable, but stock-based loans provide hedge because the borrower is lowering his or her investment risk in a downside market. Most stock-based loans have a non-recourse feature that allows a borrower to walk away from a stock from a stock loan at any point, even if the stock’s value depreciates. The borrower is able to keep the initial loan proceeds with no further obligation to the lender.”
Margin loans and stock-based loans are often considered to be synonymous. Both forms of financing use securities for collateral, but there are specific differences.
Often with margin loans, the borrower must qualify before hand, as with a traditional bank loan, and may be required to use the money for specific purposes. Usually, interest rates fluctuate and the borrower can assume a loan-to-value ratio of about 10 to 50 percent. Lending firms may also liquidate the borrower’s collateral without notice.
As for Stock-based loans, borrowers can anticipate fixed interest rates and a loan-to-value ratio of 50 to 75 percent. There are no restrictions on the loan like with margin loans. The borrower can spend the money on whatever they deem necessary.
This commitment to their clients puts EFH at the top of the list for potential financing options. Since 2002 they stand committed to providing a custom and honest transaction allowing the client to run operations on a deal by deal basis, with low risk and flexible qualifying criteria they have proven to be the standard for businesses and individuals alike.
https://www.glassdoor.co.uk/Overview/Working-at-Equities-First-Holdings-EI_IE1401879.11,34.htm for more.
Much has been written about Warren Buffet and Berkshire Hathaway, George Soros and Quantum Fund, as well as Bruce Kovner and CAM Capital. On the other hand, not trailing behind them is another successful hedge fund manager Sanjay Shay and its Solo Capital.
Who is Sanjay Shah
Sanjay Shah is a successful entrepreneur who owns several dozens companies and is the founder and CEO of Solo Group Holdings which controls investment companies such as Solo Capital Partners.
Before he became successful in the world of investing, Sanjay Shah initially studied medicine. However, it didn’t take long for him to realize that his forte is not into medical practice but in finance instead. He then shift to accountancy, and started his career as accountant. In this job, he happened to work for several large financial firms such as Morgan Stanley, Credit Suisse, and Merrill Lynch.
In the aftermath of the 2009 financial crisis, Sanjay Shah could no longer sustain the job he started as accountant. Subsequently, he established his own brokerage firm Solo Capital.
On the other side of the coin, Sanjay Shah is also working for a certain advocacy which is to raise awareness about autism and founded Autism Rocks which is an organization that throws concerts related to that purpose. This advocacy came out of his personal experience because his son was diagnosed with neurodevelopmental disorder. Since then, Sanjay Shah has become active in organizing concerts for the purpose of raising awareness about autism.
Furthermore, Sanjay Shah spent $100,000 just for the domain name "autism.rocks" for the organization’s website.
What is Solo Capital?
Solo Capital is is a global boutique investment, proprietary trading and consulting firm. Its proprietary trading covers forex markets, commodities trading, and derivatives. On the other hand, Solo Capital is also a consulting firm that offers management and consultancy on areas of investing and human capital.
Solo Capital Market is based in London, England. It is incorporated as Solo Capital Limited and Solo Capital UK. As of March 2015, it had assets amounting to £67.45 million. Its mother company Solo Group Holdings is controlled by its founder and CEO Sanjay Shah. As of January 2016, Sanjay Shah’s net worth is $280 million.
Although Sanjay Shah started his investment career only in 2009, he is now a self-made rich following the footsteps of famous hedge fund giants. His firm Solo Capital is now joining the big players in across markets such as forex, commodities, and derivatives.
Learn more about Solo Capital: